How To Apply For A Home 

  • You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means.  Lack of adequate housing may include problems with the present structure; water, electrical or sewage service systems; heating system, or failure to meet city property maintenance standards.  Also taken into consideration are the number, the ages and the gender of children compared to the number of bedrooms in your present home.


  • The percentage of your monthly income that you currently spend on housing is considered to determine need.  You will be required to openly and fully discuss your financial situation with Habitat personnel.


  • You and your family will be considered if your annual total income is at or below 80% of the median income for Upper Keys Area. (See Chart Below)

Owner Occupied Affordable Housing Units
Monroe County 2020 Income Qualifying Limits